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The Indiana State Department of Agriculture, The Nature Conservancy and the United States Department of Agriculture’s Risk Management Agency have joined forces to implement the Cover Crop Premium Discount Program for the fifth year in a row.
Beginning Jan. 1, 2025, this program will provide farmers with a unique opportunity to receive financial incentives for implementing cover crops on their operation. Farmers who plant cover crops on owned or rented acres will receive a $5 per acre crop insurance premium discount. Farmers who planted cover crops in the fall of 2024 are eligible to apply. This program is eligible for 50 out of the 92 counties in Indiana.
Crop insurance is an integral part of the farm safety net that provides financial protection for farmers after bad weather impacts their crops. Cover crops can provide many benefits which include helping to prevent erosion, improving water quality and making soils more resilient to weather and climate impacts.
The Indiana State Department of Agriculture (ISDA), The Nature Conservancy and partners throughout the state have worked with the USDA Risk Management Agency (RMA) to establish an initiative to increase cover crop usage in Indiana. Our focus for this program is to target first time cover crop users in an effort to expand awareness and the adoption of cover crops as a tool to improve farm resiliency.
This project will provide eligible participants with a $5/acre premium discount on the following year's crop insurance invoice for every acre of cover crop enrolled and verified in the program. Funding will be provided through RMA as an additional insurance premium discount through normal crop insurance processes. Only acres in cover crops (absent other state or federally incentivized cover crops) will be eligible for the premium discount. Confirmed applications will be forwarded to the USDA-RMA for processing premium discounts on crop insurance premium invoices for the 2024 cash crop. Applicants must certify that by signing up for this program, they give ISDA permission to share the information provided to the USDA-RMA for administering the benefit to the beneficiary as documented on the application. Applicants also convey permission to ISDA or SWCD representative(s) access to the property enrolled, if necessary, to verify cover crop establishment ISDA will verify applications and respective acreage. Being a first-time cover crop user is not a requirement but will be given priority for funding. ISDA may contact applicants for additional clarifying information.
Applicants must maintain documentation on cover crops that have been seeded (e.g. Seed Tags, Application Invoices) and utilize the Midwest Cover Crop Council - Cover Crop Tool or the NRCS Field Office Technical Guide recommendations. This includes seeding dates, appropriate seeding rates and seed mixes to ensure objectives of the cover crop are being met. A cover crop is considered: "a non-grain harvestable, non-insurable conservation/agronomic practice seeded in the fall to protect and improve soil and water quality." To ensure the practice achieves the desired results, no full width tillage/termination of the cover crop in the fall is allowed. Management/termination of the cover crops must be done in the spring in accordance with the most recent version of the USDA-NRCS Cover Crop Termination Guidelines. This guidance not only informs proper management of cover crops but must also be followed to maintain eligibility for federal crop insurance.
The Cover Crop Premium Discount Program is available in the following counties: Bartholomew, Boone, Brown, Clark, Crawford, Daviess, Dearborn, Decatur, Delaware, Dubois, Fayette, Floyd, Franklin, Gibson, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Jackson, Jefferson, Jennings, Johnson, Knox, Lawrence, Madison, Marion, Martin, Monroe, Morgan, Ohio, Orange, Owen, Perry, Pike, Posey, Randolph, Ripley, Rush, Scott, Shelby, Spencer, Switzerland, Tipton, Union, Vanderburgh, Warrick, Washington and Wayne.
A Statewide Silver Alert has been declared.
The Muncie Police Department is investigating the disappearance of Shonda Howard, a 74 year old white female, 5 feet 6 inches tall, 108 pounds, white hair with hazel eyes, last seen wearing a grey shirt and black pants.
Shonda is missing from Muncie, Indiana which is 63 miles northeast of Indianapolis and was last seen on Thursday, December 26, at 1:17 a.m. She is believed to be in extreme danger and may require medical assistance.
If you have any information on Shonda Howard, contact the Muncie Police Department at 765-716-9852 or 911.
The Medicare Advantage Open Enrollment Period (MA OEP) runs January 1 through March 31 of each year. During the Medicare Advantage Open Enrollment Period:
- You can switch to a different Medicare Advantage Plan.
- You can drop your Medicare Advantage Plan.
- You can return to Original Medicare.
- You can add a standalone Part D Plan, but only if you dropped your Medicare Advantage Plan and returned to Original Medicare.
To change your drug coverage during this period, you must disenroll from your Medicare Advantage Plan and join a different Medicare Advantage Plan with prescription drug coverage or Original Medicare with a stand-alone Part D plan.
Changes made during the Medicare Advantage OEP will take effect the first of the month following the month you enroll. If you want to keep your Medicare Advantage Plan, you should not use the MA OEP to change drug coverage.
Keep in mind, if you go back to Original Medicare now, you may not be able to buy a Medicare Supplement Insurance (Medigap) policy without being underwritten. This means you could pay higher premiums and have a waiting period for pre-existing conditions or be denied coverage.
The Medicare Plan Finder can help you find, compare, and enroll in a new Medicare Advantage plan, www.medicare.gov/plan-compare.
SHIP has more than 75 sites throughout Indiana. Look for a SHIP site near you at www.in.gov/ship/find - anindiana- ship -location/. Our counselors can assist you in person, by phone, or virtually. SHIP offers presentations and educational events throughout Indiana. Check out our list of state-wide events at ww.in.gov/ship/ship-presentations -and- events/. You can also contact our Helpline at (800) 452-4800.
Follow SHIP on social media for informative Medicare related videos, updates, and announcements. Find us on Facebook ,Twitter, LinkedIn, and YouTube .
A new bill, SEA 215 was introduced and passed in Indiana in Spring of 2024. Beginning January 1, 2025,
there will be guaranteed issue into medigap plans for people under 65. What does this mean? This means
that after December 31, 2024, any Medicare Supplement Plan (Medigap) that is available to those with
Medicare will also have to provide that same plan, or an equivalent, available for those with Medicare due to
disability or ESRD.
Anyone on Medicare under the age of 65 prior to January 1, 2025 will have a six month window to sign up for
a Medigap Plan, guaranteed. This would be January 1 – June 30, 2025.
Anyone enrolling into Medicare under the age of 65 AFTER January 1, 2025 will be granted their own six
month guaranteed enrollment window starting from the first day of the month their Medicare begins.
Beginning January 1, 2025, the following rules will apply to health insurance providers:
• Issuers may not deny or condition issuance of Medicare supplement policy because of health status,
claims experience, receipt of health care, or medical condition of an individual.
• Issuers may not charge a premium rate for Plans A, B, or D that exceeds the premium rate an issuer
charges to those age 65 for same Medicare supplement policy.
• Issuers may not charge a premium rate for any other standardized letter Medicare supplement policy
that exceeds 200% of premium charged to those age 65 for the same Medicare supplement policy.
• Issuers may not issue policy that contains a waiting period or preexisting condition limitation or
exclusion.
If you have questions about the SEA 215 bill or anything else related to Medicare, contact SHIP for free,
impartial assistance.
The State Health Insurance Assistance Program (SHIP) is a free and impartial health insurance counseling
program for people with Medicare. SHIP does not sell insurance. SHIP is provided by the Administration for
Community Living and the Indiana Department of Insurance. We are part of a federal network of State Health
Insurance Assistance Programs located in every state. All of our services are free.
Follow SHIP on social media for informative Medicare related videos, updates, and announcements. Find us
on Facebook, Twitter, LinkedIn, and YouTu
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