Many parents find that anywhere between ages 11 and 13 are good times to let their children go trick-or-treating with friends. However, this decision may be based on several factors.
Kids go through many rites of passage throughout childhood. There is the first time they go to school and leave parents behind for several hours per day. Another rite is sleeping over at a friend or family member's house or even summer camp. Still another may be being allowed to attend a movie alone with a friend. Small rites of passage signify a child is getting older and is ready for more responsibility and trust. Such may be the case when parents conclude that their children are ready to engage in Halloween fun without an adult chaperone.
There is no set age when a child can walk around the neighborhood trick-or-treating unattended. Just as with other tests of responsibility, such as staying home alone or being able to ride bikes with friends, it is up to parents to gauge their youngsters' readiness. Halloween for older children often is less about candy and more about hanging out with friends. Therefore, parents probably needn't worry that their kids will be traveling solo since a large group of children will likely be visiting homes together. Many parents find that anywhere between ages 11 and 13 are good times to let their children go trick-or-treating with friends. However, this decision may be based on several factors.
· Time of day: It's best to limit a first time trick-or-treating without parents to daylight hours. What looks familiar during the day may be less familiar after sunset. It's generally safer for kids to be out and about before night falls.
· Other participants: Parents should weigh the personalities of their kids' friends as well. For those who are assured that others in the group are mature and responsible, there's no need to continue to clip the proverbial wings of trick-or-treaters. But if parents are leery of any shenanigans that may take place, it may be better to wait things out a little longer.
· The neighborhood: Is the area relatively safe with limited vehicle traffic? If so, then parents may feel more comfortable letting kids on the younger range of that age spectrum trick-or-treat without them. Urban neighborhoods or ones where houses are separated by a lot of land may warrant some adult supervision.
· Constant contact: Parents who utilize GPS apps to keep tabs on their children's whereabouts may feel more comfortable letting them trick-or treat with friends. These apps will show exactly where the child is at the time and can trace the route kids take. Many children get smartphones while young, which can alleviate concerns about getting in touch or keeping track of kids left to their own devices.
When to let kids go out trick-or-treating without adults is a decision each family needs to make based on their unique circumstances and preferences.
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Indiana Capitol Tour Office |
By Sgt. Carey Huls, Public Information Officer, Indiana State Police Sellersburg District
Halloween, pumpkin spice, football...Fall is upon us. But costume parties and football rivalries are not the only things for which we need to prepare. Falling leaves and colder temperatures are making their appearance as well. With these changes come driving hazards more unique to autumn than other times of the year.
According to the Institute of Highway Safety, autumn typically brings a sharp increase in the amount of car versus animal insurance claims, most of those being deer. These claims usually peak in the month of November and decrease through December and January. Wet leaves, colder temperatures, and an increase in rainfall also add to the mix.
Your friends at the Indiana State Police Post in Sellersburg would like to remind you of these tips as you navigate our changing roadways:
- WET LEAVES: Wet leaves can be as slippery as an ice-covered roadway. Drive slowly on leaf-covered roads and avoid hard braking. Also, don't forget that leaves can obscure lane and roadway markings, so make sure to pay attention to the edge of the roadway and stay in your lane.
- RAIN AND FOG: Wet roads are slippery and may lead to hydroplaning. Increase your following distance, and don't use cruise control. If it's foggy, use your low beams or fog lights and avoid using high beams.
- BRIDGES AND OVERPASSES: Any roadway not in direct contact with the ground can freeze quickly. Morning frost can leave icy patches, and shaded areas may remain icy after other parts of the roadway are dry.
According to the National Highway Traffic Safety Administration, there are approximately 1.5 million deer-vehicle collisions each year. According to insurance industry statistics, Indiana usually ranks in the middle of all 50 states and was 24th in 2021 in car versus animal crashes. In 2021, the odds for a car/animal crash were 1 in 100. West Virginia typically tops the charts with the odds at 1 in 37.
When it comes to our four-legged friends:
- BUCKLE UP! Sudden stops from a collision or even hard braking are common causes of injury. Your seatbelt is the best protection to help prevent you or your passengers from being harmed.
- WATCH FOR SIGNS. Deer crossing signs are there for a reason. Use caution when you see these signs and remember that deer often travel in groups. If you see one, assume more are nearby. Don't forget to recruit your passengers to assist in looking for deer.
- WHAT TIME IS IT? Deer are active at dawn and dusk as they look for food. This time of year is also their migration and mating season, which is another reason they are more active.
- DON'T SWERVE. If a crash is unavoidable, don't swerve to avoid hitting the deer. Not only could you swerve into the path of another car, but you could also lose control of your vehicle and possibly roll over. Brake firmly and stay in your lane. Studies show more serious crashes happen when we swerve to avoid an animal.
- I STRUCK A DEER, NOW WHAT? Unfortunately, even if you take all the above precautions, sometimes car/deer crashes are unavoidable. If you do have a collision, remember to move your car off the roadway and call 911 or your nearest police agency. Typically, comprehensive insurance coverage will cover these crashes, so make sure you contact your insurance agent and, if possible, take photographs of your car and the animal.
It is essential to prioritize safety on Halloween, and following these guidelines can help.
Halloween is enjoyed by people of all ages, but few get a bigger kick out of the holiday than children. There are costumes to be worn, time spent with friends and the opportunity to collect free candy and other treats.
Although Halloween can be a fun time, the Children's Safety Network warns that it's also a time when accidents can happen. According to the CSN, the most dangerous day for child pedestrians is Halloween, with two times as many child pedestrians dying on Halloween compared to other days. It is essential to prioritize safety on Halloween, and following these guidelines can help.
· Make sure costumes are short. Costumes that drag on the floor are tripping hazards, which can lead to injury. Be sure that costumes do not cover the feet or drag on the ground.
· Trick-or-treat in groups. Children are safer in numbers due to the increased visibility of a crowd and because, if something happens, others can call for help. Parents can use their discretion on what age they feel is mature enough to let children go out alone. Until then, children should be accompanied by adults.
· Improve visibility. It's important to be seen while trick-or-treating, and that can be achieved by making sure costumes and trick-or-treat bags feature reflective tape. Trick-or-treaters also can carry flashlights or glow sticks to improve visibility, and stick to areas with streetlights if going out after dark.
· Stay on sidewalks. Whenever possible, trick-or-treaters should stick to the sidewalks and avoid walking on the roads. This may not always be possible in neighborhoods without sidewalks, where parents and youngsters must be especially careful.
· Eat before trick-or-treating. A meal or snack before trick-or-treating can reduce the tendency to fill up on candy while out and about. All candy and other treats should be inspected by an adult before it is eaten.
· Keep pets locked away. Animals can become skittish when there are many people loitering outside of homes or ringing doorbells. Keep pets in a quiet room away from the action to prevent them from getting loose, injured or scared enough to bite or scratch someone.
· Avoid masks that obstruct vision. It can be hard to see peripherally with a mask on, so avoid costumes with masks that compromise vision.
· Test out makeup beforehand. All makeup used for costumes should be tested for allergic reactions prior to use. Heed the warnings on packaging and avoid putting makeup too close to the eyes or lips.
These are some safety strategies designed to keep Halloween fun and incident-free this year.
Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5 percent in 2025, the Social Security Administration announced today. On average, Social Security retirement benefits will increase by about $50 per month starting in January.
Over the last decade the COLA increase has averaged about 2.6 percent. The COLA was 3.2 percent in 2024.
Nearly 68 million Social Security beneficiaries will see a 2.5 percent cost-of-living adjustment (COLA) beginning in January 2025. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2024. (Note: Some people receive both Social Security benefits and SSI).
“Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool,” said Martin O’Malley, Commissioner of Social Security.
Some other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) is slated to increase to $176,100 from $168,600.
Social Security begins notifying people about their new benefit amount by mail starting in early December.
This year, for the first time, Social Security beneficiaries will receive a newly designed and improved COLA notice that makes it easier for customers to find the information they need most. The simplified COLA notice is now only one page, uses plain and personalized language, and provides exact dates and dollar amounts of a person’s new benefit amount and any deductions.
Individuals who have a personal my Social Security account can view their COLA notice online, which is secure, easy, and faster than receiving a letter in the mail. People can set up text or email alerts when there is a new message--such as their COLA notice--waiting for them in my Social Security.
People will need to have a personal my Social Security account by Nov. 20 to see their COLA notice online. To get started, visit www.ssa.gov/myaccount.
Information about Medicare changes for 2025 will be available at www.medicare.gov. For Social Security beneficiaries enrolled in Medicare, the 2025 benefit amount will be available via my Social Security's Message Center starting in late November. Those who have not opted to receive messages online will receive their COLA notice by mail in December.
The Social Security Act provides for how the COLA is calculated. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as determined by the Department of Labor’s Bureau of Labor Statistics.
To read more, please visit www.ssa.gov/cola.
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