Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5 percent in 2025, the Social Security Administration announced today. On average, Social Security retirement benefits will increase by about $50 per month starting in January.
Over the last decade the COLA increase has averaged about 2.6 percent. The COLA was 3.2 percent in 2024.
Nearly 68 million Social Security beneficiaries will see a 2.5 percent cost-of-living adjustment (COLA) beginning in January 2025. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2024. (Note: Some people receive both Social Security benefits and SSI).
“Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool,” said Martin O’Malley, Commissioner of Social Security.
Some other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) is slated to increase to $176,100 from $168,600.
Social Security begins notifying people about their new benefit amount by mail starting in early December.
This year, for the first time, Social Security beneficiaries will receive a newly designed and improved COLA notice that makes it easier for customers to find the information they need most. The simplified COLA notice is now only one page, uses plain and personalized language, and provides exact dates and dollar amounts of a person’s new benefit amount and any deductions.
Individuals who have a personal my Social Security account can view their COLA notice online, which is secure, easy, and faster than receiving a letter in the mail. People can set up text or email alerts when there is a new message--such as their COLA notice--waiting for them in my Social Security.
People will need to have a personal my Social Security account by Nov. 20 to see their COLA notice online. To get started, visit www.ssa.gov/myaccount.
Information about Medicare changes for 2025 will be available at www.medicare.gov. For Social Security beneficiaries enrolled in Medicare, the 2025 benefit amount will be available via my Social Security's Message Center starting in late November. Those who have not opted to receive messages online will receive their COLA notice by mail in December.
The Social Security Act provides for how the COLA is calculated. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as determined by the Department of Labor’s Bureau of Labor Statistics.
To read more, please visit www.ssa.gov/cola.
By Jerry Curry, Staff Writer
As we approach the Thanksgiving and Christmas seasons, we know we will hear the ringing bell of the Salvation Army. The Salvation Army raises funds to help those in need with their Red Kettle collections.
The Red Kettle fundraising campaign will begin Saturday, Nov. 27, and run through Tuesday, Dec. 24.
The bell ringing hours are Friday – Saturday 10 a.m.—6 p.m. and Mondays -Thursdays 4-8 p.m. There are no Sunday shifts.
Ringers can be individuals, organizations, families, churches, school groups, 4-H groups or scout groups. To join in, please call Meredith Peters at 812-620-5835 as early as possible.
This year, as in years past, the red kettle will be set up at both doors at the Salem Walmart.
The unimaginable loss of a pregnancy or infant can leave a lasting impact on the lives of those involved. And while this grief can seem impossible to overcome, it is possible to manage. “I encourage parents to reach out for support and try to avoid isolating themselves and going through it alone,” says Amelia Doggett-McCulloch, Program Manager at Centerstone, “Let your feelings out and process them with someone else.” As hard as it may be, allow yourself to sit in that grief and just feel. Melissa Gilbreath, Project Manager at Centerstone adds, “Part of this process may include holding the baby and getting a few photos before you leave the hospital.” Though it may be limited, spend the time you do have with them before they are laid to rest.
When it comes to infant or pregnancy loss, the physical effects can sometimes be underestimated. If you experienced pregnancy loss, your body may still think you’re pregnant, so you may still lactate or experience common postpartum symptoms such as hormonal imbalances or lack of sleep. These physical effects can take a heavy toll on the brain as they are a physical reminder of the loss. Emotional effects of this loss can impact both parents and can include confusion, anger, sadness, grief, withdrawal, and guilt. Additionally, this significant loss can be traumatic and may result in post-traumatic stress disorder (PTSD), intrusive thoughts, and even symptoms of postpartum depression.
Doggett-McCulloch and Gilbreath recommend seeking help and additional support right away. However, this doesn’t solely mean going to therapy or counseling. Seek support in whatever way makes sense for you whether that means finding online resources, joining a grief group, or asking loved ones to be present with you. This can be as simple as allowing them to help you meet your basic needs such as eating, taking a shower, or doing the laundry. It is important to also seek professional help right away if you are experiencing suicidal thoughts.
If you have young children in the home, it can be challenging or even uncomfortable to explain loss and grief to them. “Be clear and use age-appropriate language,” adds Doggett-McCulloch. Try to avoid saying things like ‘the baby went to sleep’ as this may cause the other children to develop a fear of falling asleep. Instead use words like ‘died’ and ‘dead’ and say things like ‘the baby was too small, too sick, or not strong enough.’ Phrasing like this can make it easier for a young child to understand that the baby will not be coming back. In this process, be prepared for a lot of questions, and be patient as it may take them a while to understand the permanence of loss. It can also be helpful to include them in any ceremonies to honor the baby. Even if you don’t think they’ll understand, if they are excluded they may feel that disconnection.
It is possible that the loss of a pregnancy or infant will affect certain relationships and family dynamics. This is difficult because everyone grieves differently. Some family members will want to talk about it while others won’t and will seek out distractions to avoid conversation. Communication is the best way to prevent conflict within the family after loss, so, when you’re ready, encourage members of your family to share their feelings if they’d like to talk about it.
When it comes to honoring the loss of your baby, prioritize what makes the most sense for you and your family. Whether you plant a tree, have their hand and footprints set in stone, or save a lock of their hair, choose an option that feels right for you. If you experience a miscarriage, no matter how early, Gilbreath recommends still naming the baby as this can help with the grieving process and honoring them as well.
There is no set timeline or right or wrong way to grieve. Grief is hard and uncomfortable but is possible to overcome. If you have experienced the loss of a pregnancy or infant and are in need of additional mental health support, Centerstone can help. Call us at 877-HOPE123 (1-877-467-3123), visit our counseling services page, or our Early Childhood Services page to learn more. And, if you are in immediate need of crisis services, call, text, or chat the Suicide and Crisis Lifeline at 988.
Additional resources are available through the National Maternal Mental Health Hotline and Postpartum Support International. Both of these hotlines are available for text or call 24/7 and can connect you to resources in your area.
While trick-or-treating and attending parties are ways to enjoy the final day of October, there are plenty of other ways to make Halloween more fun.
Come October 31, there is extra mischief in the air, and who knows what might be lurking around those dim corners? Halloween is a time when the line between having fun and being scared is easily blurred.
While trick-or-treating and attending parties are ways to enjoy the final day of October, there are plenty of other ways to make Halloween more fun.
· Read some scary stories. There's something to be said about reading scary stories or poems on Halloween. Readers' imaginations take over on Halloween as they envision scary characters and scenarios. Edgar Allen Poe, author of many notably macabre works, is a popular read come Halloween.
· Go pumpkin picking. Most people already make pumpkin picking an annual treat. Don't overlook mishappen pumpkins that can be carved into spooky jack-o'-lanterns. Also, enhance Halloween decor with pitted and warty gourds that lend that scary appeal.
· Create a haunted house. Instead of going elsewhere to get chills and thrills, transform your house or yard into a spooktacular vision and invite neighbors to explore.
· Make creepy crafts. Children can get a kick out of crafting Halloween decorations. Drape a piece of muslin over a beverage bottle and spray it with laundry starch. Let sit and the muslin will stiffen when it dries. Paint on black circles for eyes and hang your "ghost" from a string.
· Whip up Halloween treats. Candied apples, extra-rich brownies and mini hot dogs wrapped in crescent rolls to look like mummies are just some of the ways to create a scary Halloween feast.
· Have a costume theme. Everyone in the household can get in on the fun by planning costumes to fit a theme. For example, everyone can dress like the Addams family.
· Host a Halloween book club. Those who love to read can ensure the October gathering of a book club is one that features a discussion of a scary book. Those looking for a scare can explore horror authors like Stephen King, Anne Rice, Dean Koontz, Clive Barker, Shirley Jackson, and Tananarive Due.
· Host an outdoor movie. Projectors can now be hooked up to smartphones and tablets, so it's easier than ever to watch movies outside. Simply project a device onto a screen, white fence or even a bedsheet. Since it gets dark somewhat early in October, the movie doesn't have to start very late. Depending on the audience, choose a movie that is very scary or only mildly so if children will be viewing.
· Organize a Halloween treat exchange. Similar to a Christmas "Secret Santa," participants put together a wrapped gift of homemade or store-bought foods and exchange with others.
Halloween can be made even more entertaining with some extra activities that appeal to people of all ages.
By Rose Condra, CHOICES Executive Director
CHOICES Life Resource Center is a non-profit organization serving families across Southern Indiana, with locations in New Albany, Corydon, Salem, and Marengo. They were established in 2004 in New Albany.
In 2017, the Corydon office opened, and in 2019, the CARE Pregnancy Center in Salem merged with CHOICES and opened its current office at 1201 N Jim Day Road.
CHOICES offers compassionate, life-affirming care for those experiencing an unplanned pregnancy. CHOICES does NOT provide, fund, or refer for abortions. Additionally, parenting support is offered free for families with no residency requirements or income restrictions.
Nearly 900 individuals have received support this year.
Each center location offers pregnancy testing and life-affirming options counseling. Their nurses provide ultrasounds for pregnancy confirmation in each office except the Marengo satellite location.
Holly Ward, RN, said, “Every pregnant woman, no matter the circumstances that brought her to us, deserves to be supported during her pregnancy.”
Moms and dads are invited to join the StepUp Parenting Resource Program (SUPR). The free SUPR program includes group classes, individual parenting support, and life skills education for families, pregnancy through children under age four.
SUPR includes a Dr. Dad program made just for new fathers.
Clients in the free parenting program earn Boutique Bucks, which may be redeemed in the Blessing Boutique for diapers, formula, clothing, car seats, etc. So far, in 2024, over $250,000 worth of baby supplies have gone to help families in their four locations.
Allison Adams, Director of Development, said of their popular parenting program, “CHOICES, exists to partner with moms and dads in caring for their children. Parents are not offered a handout, but an avenue for education, encouragement, and help with baby supplies.”
To learn more about CHOICES's services, you may visit their website at ChoicesLRC.org.
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